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There is much to consider when
purchasing a diamond – especially diamond engagement rings! The
tradition of presenting a woman with a diamond engagement ring when
proposing began in 1477 when Archduke Maximilian presented a diamond
ring to Mary of Burgundy – and in most cases, the woman you plan to
propose to will expect a ring to accompany that proposal!
First, determine how much ring you can afford. Most people use the
‘two months salary’ rule. This means that the ring should cost
the equivalent of two months of your current salary. Because you
have other bills to pay, saving up this amount of money may take
quite a bit of time. You should consider financing. Simply go to the
jeweler of your choice and tell them that you plan to buy an
engagement ring, and that financing will be necessary. Go ahead and
get the credit check out of the way, find out what your payments
will be, and how much of a down payment is required.
Now, have your mother, sister, or your girlfriends best friend take
your girlfriend shopping, and make sure that they gaze at the
engagement rings to get an idea of what she might like. Make sure
that the jewelry store you buy the ring from will allow you to
return the ring, if that is required, or allow your girlfriend to
exchange it for another if she isn’t happy with
it!
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